Posted: 4 weeks ago

Duties:

Underwriting & Risk Evaluation (75%)

• Independently evaluates, selects, classifies, and prices commercial property and casualty risks in accordance with company guidelines, authority levels and reinsurance treaty limitations. 
• Conducts in-depth research to determine the appropriate insurance program, coverage terms and limits based on risk analysis, financial data, industry/public sources and underwriting judgment. 
• Adequately prices, negotiates and sells/retains acceptable profitable risks.
• Prepares and presents formal quote proposals, supporting policy issuance and endorsement processing, and manages workload in a timely and accurate manner. 
• Exercises discretion in applying underwriting standards and making decisions on complex or borderline submissions, declining submissions that present challenges in terms of profitability.

Business Operations & Strategic Contribution (5%)

• Analyzes book of business and recommends improvements in underwriting practices, marketing strategies, and agency development.
• Maintains current knowledge of corporate, regulatory, competitor and territorial trends for all commercial lines of business.
• Participates in underwriting audits, claims reviews, and producer evaluations to ensure alignment with company objectives.
• Maintains, suggests improvements and updates (as assigned) underwriting manuals, guidelines, and documentation necessary for performing job functions, compliance and operational efficiency.
• Collaborates with internal departments to resolve issues related to premium audits, loss ratios, and retention.

Relationship Management & Professional Leadership (20%)

• Serves as a liaison between the company and producers and account managers, fostering strong agency relationships through regular communication and visits. 
• Responds to agency inquiries and service needs in a professional and timely manner. 
• Proactively engages with customers to understand needs and seize upon potential business opportunities.
• Mentors and trains underwriting staff and agents; serves as a subject matter expert in large account underwriting. 
• Communicates complex financial and underwriting information clearly to internal stakeholders, producers, and clients. 
• Demonstrates a professional, positive, service-oriented attitude toward agencies, insureds, and company personnel.

Qualifications:

• 4-year college degree required. 
• Minimum of 4 years commercial lines property and casualty underwriting technical experience required; previous sales experience preferred.
• Continuing education in insurance and job-related issues and subjects required. 
• An equivalent combination of education, technical and sales background experience will be considered.

Salary Range: $90,000.00 To $105,000.00 Annually